Haruinvest – The Best Crypto Interest Account so far

I have been testing out different crypto interest account for almost 3 years. While many of them started out really good, most fizzed out after a while when they reduce the rates or they will be super complicated to use.

So after years of testing, I am happy to share that my verdict is finally out! It goes to Haruinvest by Blockcrafters from Korea!

Below is my result with Haruinvest so far

As of today, I have put my crypto with Haruinvest for 297 days! It is quite cool that they track it. I don’t know why but it kinda gamify the process for me.

A couple of reasons why I went with Haruinvest.

1. Safety – The guys behind Haruinvest are Blockcrafters. They are a trusted digital asset service provider with a strong track record. The Haruinvest team worked in  Block Crafters Capital before creating Haru. This history also means they have vast experience with crypto fund management
2. Simple Structure – Haruinvest has three type of accounts.
   1. Haru Earn – If you want liquidity while earning good interest, just choose Haru Earn, and you are paid daily.
   2. Haru Earn Plus – If you are willing to lock it up, you can choose Haru Earn. The benefit is that you get to choose how long you want to lock up (a feature that is rare among other crypto accounts). Of course, the longer you locked up, the higher your interest
   3. Haru Earn Explore – If you are after higher returns and willing to let Haruinvest them invest for you. You can choose Haru Earn Explore where they will locked up your crypto from 1-3months and invest it using their own arbitrage trading strategies.
3. No Tier Down – This is where Haru truly shines! In other crypto interest account, there is often a tier down structure. For example in Blockfi below. So when you invest more crypto, your interest drops tremedously! I mean who has only 0.1 BTC! However for Haru invest, their rates are the same no matter the deposit amount!

4. Attractive Rates – Unlike other crypto interest account that offers all the altcoins (which can be very dangerous), Haruinvest only offers three crypto savings account. BTC, ETH and USDT. While it may look like a limited selection, I actually applaud Haruinvest for focusing on cryptos which they are specialised it. Since Haruinvest uses arbitrage trading strategies, it is almost impossible to offer that on all the different altcoins out there. I guess this is why Haruinvest is able to promise a higher than average returns as compared to others. (I only wish they offer USDC instead of USDT)

So this is my quick review on Haruinvest. I was able to earn $10k worth of crypto interest from them over 297 days and counting! Some of you might be wondering why I only speak of it now? But that’s because I want to be certain that this is a good product before I share it out. And I want to have skin in the game first. If anything goes wrong, I will make sure you are protected!

So if you want to open a Haruinvest account, you can use this link https://app.haruinvest.com/signup?r=investwithpete and you will receive 0.2% in your Haru Earn and Earn Plus. This means you will receive 6.3% for BTC interest! Thats good interest when the bank is giving you less than 1%!